From: <tim.phillipsnl.fortisbank.com>
To: <pbirdntlworld.com>
Sent: Monday, January 07, 2002 10:46 AM
Subject: Re: Tim Phillips


> 
> 
> Paul
> 
> Sorry for the delay,
> 
> I've just returned from my Christmas Holidays.
> 
> I left MNC after 2 years having completed my ONC.
>  I planned to take the HNC at later date, but never did
> 
> hope that helps
> 
> Happy new year
> 
> Tim